Deal Flow
2012


I'm only interested in cash backed deals that can go full disclosure within 72 hours.  If you can't provide a bank statement from a
U.S. bank showing proof of liquidity and a U.S. bank officer's full banking coordinates, do not contact me.

If your company or guarantor has a credit rating of at least BBB or higher according to S&P, unsecured loans are available. Unless
you can prove without a shadow of a doubt that the company is rated with a current investment grade rating AND a U.S. bank
officer's full banking coordinates or a senior executive at the rated institution that can verify its unconditional backing of principal
and interest, do not contact me.

We can provide a banking reference that verifies lending relationships and shows capacity to fund in a 21 day time frame.  If you
want to get this banker involved in any way (including a LOI) prior to being a qualified client (going full disclosure first), it will cost
you $10K.  Any unauthorized contact with this banker that results in him having to clean up your mess in any way, it will cost you
$10K to proceed.  If you cannot go full disclosure in 72 hours but want to continue discussions(waste our time), you will be charged
up to $10K. I will personally charge $2500 for the first 10 business days to continue discussions (this is after I have walked you
through the funding options for FREE).

I will spend an alloted time walking a potential client through funding options.  If the potential client doesn't "get it" after that, there
will be a $2500 fee to continue discussions. I will do one conference call with your investor/guarantor to answer questions only
after your investor/guarantor along with the project's attorney(s) have read the funding options and procedures and are just
about ready to pull the trigger.  If I get on the phone and no one knows what is going on, I will hang up the phone.  If you want to
get on conference call after conference call, it will cost you $2500  to continue discussions.  After a successful conference call, I will
gladly respond to follow up emails to confirm, in writing, transaction clarifications.

If you want to keep it a no upfront fee situation, a qualified client is one who can provide:

1) Name and full contact info (including email) of the Investment Group/Investor and the person at that group
(if it's a cash as collateral backed deal) AND
Name and full contact info (including email) of the U.S. banker or senior corporate executive
2) Name and full contact info of the legal counsel representing the borrower;
3) Brief executive summary and brief bios of management (one or two pager is fine - we don't want business plans, 2 pages tops);
Summary should include the loan amount and desired term on the cover page
4) Proof of liquidity in a bank statement (if it's a cash backed deal)

Interest Rates range from Prime plus half a point (approx 3.75%) to 9%.
Loan Minimums range from $1MM to $5MM with no realistic maximums
Terms are usually a 2 year minimum.  The CD Option has no minimum term.

Loans against cash accounts must be from a U.S. rated (publicly traded) bank.  The bank does not need to be investment grade as
cash is the collateral. There must be enough to cover $5MM (minimum) plus interest and closing fees (2 to 4 points).

If your investor's cash is in a non rated bank, and doesn't want to move it, we suggest your investor show proof of liquidity as a
first step to buy a Treasury and we'll loan against the Treasury.

Closings can be simultaneous.  We'll never ask for you to provide the instrument as a first step, only proof of liquidity or an
account manager from an investment bank that issued the paper etc.  I'll never ask for a screen shot or passports or CIS's.  
If you send me anything but the above referenced items via our Loan Submission Form, I will delete it.  
No electronic verifications - ever.    No MT language - ever.

Do not call me to give me an update on your deal. Send me an email.  I don't have time to talk on the phone about a deal that will
probably never happen. If I have guided you through the steps, the only time we need to talk is when you are a day or two away
from submitting the needed items.  Your deal is not the only one so do not expect me to drop everything to answer questions that
I've already answered.  If you don't bother to read what I give you, don't expect me to answer your call or respond to your email.
If you can't follow simple instructions or don't understand basic information, you're in the wrong game.

If you start the relationship with a lie, you will be charged $5K to continue wasting my time. Otherwise, you will be ignored.

Don't come to me with a half baked deal in which you do not know basic simple information that a commercial lender would ask.  If
you want me to conduct due diligence on a deal in which you're just trying to get a broker fee, you will be charged $2500 (not the
project principal).  If you're not prepared to do your homework or know how to do you homework, there will be a fee.

I don't care how solid your project is (current revenue, projected revenue etc). I will only ask what is the cash/cash equivalent
collateral backing it.

Here's what's considered cash equivalents: Gold (not mines),  Treasury Bills, bank accounts, marketable securities, short-term
government bonds, marketable securities, commercial paper, and money market funds or brokerage  acct. Common stock cannot
be considered a cash equivalent, but preferred stock acquired  shortly before its redemption date can be.

100% LTV:
I want to make sure you know that when I say 100% LTV, it is understood that it is 100% LTV minus an interest reserve, which nets
70 or 80%. And if you have to ask what "interest reserve" means:  The interest is prepaid so there are no payments during the
term (that's the interest reserve...the interest is being held back).

You may also defer principal to let the project make some money before having to service the debt.

When I say loans are non-recourse, they are non-recourse to the borrower and the project.  The cash backed instrument is called
in case of default.  Loans always have to be paid back.  We don't deal in that "we'll put funds into trade, so you will never have to
pay the loan back" nonsense.  These are legitimate loans for bona fide projects.  I don't want to hear about billion dollar deals that
never have to be paid back.

Speaking of billion dollar deals, don't bring me this nonsense.  Start with a $1MM to $100MM and be able to perform, then you'll be
taken seriously for anything higher.  I know people who have neglected their kids, lost their jobs, ruined their marriages chasing
after billion dollar phantom deals.  Stay grounded in reality and stop being so anxious to gain the whole world while losing your
soul..and everything else in the process.

Are you ready to reap the harvest!?

How Do I Get Started?
Complete and return the Loan Submission Form to ben@thefilmmatrix.com . This is a requirement before expecting me to answer
emails or calls to discuss the deal. You should be able to fill out 98% of this form before making  initial contact.  The other 2%, which
is the most important part, is how your guarantor/investor will be putting up his cash/cash equivalent - you should already have
the investor/guarantor ready to pull the trigger/backing your project before hand. YOU CANNOT USE OUR LENDERS TO
TRIGGER INTEREST FOR YOUR GUARANTOR AND IT BE A NO UPFRONT FEE SITUATION. The only no cost consulting I should
do is advise on which funding option is best for your guarantor/investor.  If you have a cash equivalent, list it and tell me how you
have already proved it's real, first hand.

Scams are 95% based on truth.  Attorneys, investment bankers, former Wall Street veterans, producers, entertainment industry
veterans have come to me with fraudulent deals, do not solely rely on your attorney or investment banker to vet your source.

If you contact me without this Form 98% complete, I will ignore and delete your email.

I will not be authorized to give you a banking reference until after I receive the Loan Submission Form.  Only after the private
investment banker/authorized lending rep/private lender has reviewed the Loan Submission Form and is comfortable enough, will
I be authorized to provide a banking and legal reference.  The burden is on you to prove you are a qualified client.

We don't sign non-disclosures as a first step.  
We are not in the business of stealing ideas, only helping qualified projects get funding.
If you are worried about circumvention, you are not in the position to submit the project.
Our notarized Lending Agent Agreement contains language that keeps all materials confidential.

After It Has Been Determined That A Legitimate Deal Is On The Table:
Before the Private Investment Banker proceeds with the deal, the Lending Agent Agreement must be executed, notarized and
returned.  Failure to execute our agreement in 72 hours will result in immediate notification to the Private Investment Banker to
put the deal on hold or to terminate the deal.


Ben Morris
Debt Financing Solutions for Cash / Cash Equivalent Backed Deals
What is needed
Debt Financing Solutions for Cash / Cash Equivalent Backed Deals
Interest Rates
Cash Accounts
What NOT to do
Cash Equivalents
Banking & Legal
Reference
Realistic Deal Flow
Non-Recourse
100% LTV